Get Ready to Pass Your Florida 2-20 Exam — The Smart Way —

This comprehensive online course is your ultimate guide to mastering the Florida 2-20 Property & Casualty (General Lines) licensing exam. Designed for students who have completed their required pre-licensing course, it builds confidence and deepens understanding through real-world examples, expert explanations, and a powerful question-based learning system.

Why This Course Works

Our Florida exam prep uses a proven question-and-answer format with over 400 real-style questions and 2,000+ interactive screens packed with detailed explanations. From Property & Liability Concepts to Insurance Packages, Surety Bonds, Crime Coverage, Health, Auto, Transportation Insurance, and more — you’ll gain the in-depth knowledge needed to excel.

Course Highlights

• Easy Course Navigation: Use the course map to jump directly to specific units, topics, or chapters that match your study goals.
• Comprehensive Coverage: Learn every concept outlined in the Florida General Lines Study Manual, reviewed and updated for accuracy.
• Effective Learning Design: Both correct and incorrect question responses reinforce your understanding — perfect for fast, confident learning.
• Interactive Virtual Classroom: Study at your own pace in a guided, online environment that feels personal, engaging, and practical.
• Cutting-Edge Design: Our review and cram techniques are based on proven adult learning methods to help you retain more in less time.
• Constantly Updated: OLT continually revises and improves all courses to reflect current Florida insurance laws and exam standards.
• Student-First Support: Our mission is to make learning effective, focused, and rewarding. If you ever spot a broken link or content issue, we want to hear from you.

Course outline

A lesson in this course is a series of questions with explanations for the answers both right and wrong

Property and Liability Insurance Concepts
• Insurance Risk, Policy and Binders Lesson
• Insurance Contract Characteristics Lesson
• Settlement Methods Lesson
• Legal Liability Lesson
• Insurance Provisions Lesson
• Automobile Insurance
• Florida Financial Responsibility Law Lesson
• Florida No-Fault Law Lesson
• Automobile Miscellaneous Laws Lesson
• The Personal Auto Policy (PAP) Lesson
• Business Auto Policy (BAP) Lesson
• The Garage Policy Lesson
• Property Insurance
• Commercial Property Insurance Lesson
• Dwelling Program Lesson
• Farm Coverage Lesson
• Flood Coverage Lesson
• General Liability
• Commercial General Liability (CGL) Contract Lesson
• Excess Liability and Umbrella Liability Lesson
• Professional Liability Lesson
• Personal Liability, Farm Liability and Employment Related Practices Liability: Lesson
• Package Policies
• Homeowners Insurance Lesson
• Commercial Package Policies Lesson
• Business Interruption (Loss of Income) Coverage Lesson
• Workers' Compensation
• Requirements for Workers' Compensation Lesson
• Workers' Compensation Benefits Lesson
• Workers' Compensation and Employers Liability (WC & EL) Insurance Policy Lesson
• Crime Insurance
• Crime insurance Coverage Forms Lesson
• Basic Crime Policy Coverages Lesson
• Surety Bonds
• Parties to Surety Bonds Lesson
• Contract Bonds Lesson
• Court and Fiduciary Bonds Lesson
• License and Permit Bonds and Miscellaneous Bonds Lesson
• Transportation Insurance
• Inland Marine Insurance Lesson
• Ocean Marine Insurance Lesson
• Aviation Insurance Lesson
• Boiler and Machinery (B&M) Insurance
• Boiler and Machinery Coverage Lesson
• Endorsements under the B&M policy Lesson
• The Boiler and Machinery (B&M) Small Business Forms Lesson
• Health Insurance
• Health Insurance General Provisions Lesson
• Health Insurance Coverages Lesson
• Disability Income Insurance and Medicare Supplement Insurance Lesson
• The Department of Financial Services and Agent Licensing
• Department of Financial Services Lesson
• Reporting and Accounting of Funds Lesson
• Persons Required to be Licensed and Appointed and Reporting Requirements Lesson
• Continuing Education Requirements and Grounds for License Suspension or Revocation Lesson
• Ethics and Unauthorized Entities Lesson
• Premium Discounts Mitigation Options Lesson
• Unfair Trade Practices, Definitions and Residual Markets
• Unfair Trade Practices Lesson
• Definitions Lesson
• Residual Insurance Market Lesson
• Final Exam